I'm retired but I'm never home, basically to avoid the boarders I'm forced to have, I'd have a ball in a retirement place but don't want to move, and my medical bills are my biggest expense. I won't complain about them though. My recent knee replacements were very expensive and I wouldn't have been able to afford it without private health insurance. The artificial knees are $30,000 on their own and the hospital bill was over $50,000