I can never remember which currency is best to pay in on my card. Local local local. Surely I’ll remember it now. I rarely travel with cash. I never have cash in Australia. If a business doesn’t accept any of my cards, they don’t get my business and I have to starve. I noticed on my last trip buskers now accept EFTPOS. It’s the way of the future. I have a special card just for travel that doesn’t charge international conversion fees. You learn from experience.